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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,954 | $100,004-82.0% | $81,438-78.0% | $145,959-87.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 16.45% | 34.34%-17.9pp | 24.74%-8.3pp | 561.95%-545.5pp |
| Employer contribution / active EE | $5,064 | $2,970+70.5% | $2,460+105.8% | $4,661+8.7% |
| Participant deferral / active EE | $3,847 | $4,603-16.4% | $3,883-0.9% | $6,689-42.5% |
| Admin fee / account holder | $535 | $8,202-93.5% | $5,764-90.7% | $13,398-96.0% |