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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,064 | $132,634+62.1% | $115,768+85.8% | $137,256+56.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 14.53% | 160.70%-146.2pp | 100.46%-85.9pp | 220.34%-205.8pp |
| Employer contribution / active EE | $7,768 | $3,360+131.2% | $2,940+164.2% | $4,156+86.9% |
| Participant deferral / active EE | $12,194 | $5,619+117.0% | $4,917+148.0% | $6,407+90.3% |
| Admin fee / account holder | $15,616 | $15,028+3.9% | $12,439+25.5% | $12,270+27.3% |