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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,342 | $88,702-97.4% | $81,780-97.1% | $145,978-98.4% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 10.37% | 1029.12%-1018.8pp | 776.27%-765.9pp | 550.52%-540.2pp |
| Employer contribution / active EE | $1,021 | $3,084-66.9% | $2,914-64.9% | $4,662-78.1% |
| Participant deferral / active EE | $978 | $4,645-78.9% | $4,321-77.4% | $6,690-85.4% |
| Admin fee / account holder | $522 | $8,414-93.8% | $7,384-92.9% | $13,400-96.1% |