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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,342 | $88,778-97.4% | $81,844-97.1% | $145,884-98.4% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 10.37% | 1033.03%-1022.7pp | 778.87%-768.5pp | 551.85%-541.5pp |
| Employer contribution / active EE | $1,021 | $3,087-66.9% | $2,916-65.0% | $4,662-78.1% |
| Participant deferral / active EE | $978 | $4,648-79.0% | $4,323-77.4% | $6,690-85.4% |
| Admin fee / account holder | $522 | $8,430-93.8% | $7,355-92.9% | $13,392-96.1% |