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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,624 | $76,608-36.5% | $56,077-13.3% | $145,877-66.7% |
| Participation rate | 63.2% | 63.2%-0.1pp | 52.5%+10.7pp | 80.3%-17.1pp |
| Annual return | 9.35% | 3009.59%-3000.2pp | 1709.28%-1699.9pp | 551.28%-541.9pp |
| Employer contribution / active EE | $1,125 | $1,382-18.6% | $1,040+8.2% | $4,663-75.9% |
| Participant deferral / active EE | $5,934 | $2,624+126.1% | $1,954+203.7% | $6,691-11.3% |
| Admin fee / account holder | $8,070 | $3,325+142.7% | $2,825+185.7% | $13,402-39.8% |