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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,624 | $76,519-36.5% | $56,025-13.2% | $145,897-66.7% |
| Participation rate | 63.2% | 63.2%-0.1pp | 52.5%+10.6pp | 80.3%-17.1pp |
| Annual return | 9.35% | 3017.03%-3007.7pp | 1712.69%-1703.3pp | 552.29%-542.9pp |
| Employer contribution / active EE | $1,125 | $1,383-18.7% | $1,042+8.0% | $4,663-75.9% |
| Participant deferral / active EE | $5,934 | $2,624+126.1% | $1,955+203.6% | $6,689-11.3% |
| Admin fee / account holder | $8,070 | $3,331+142.3% | $2,828+185.3% | $13,390-39.7% |