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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,095 | $70,366+39.4% | $66,674+47.1% | $138,895-29.4% |
| Participation rate | 73.3% | 76.2%-2.8pp | 73.7%-0.3pp | 79.9%-6.6pp |
| Annual return | 16.88% | 386.41%-369.5pp | 321.24%-304.4pp | 145.39%-128.5pp |
| Employer contribution / active EE | $2,057 | $2,765-25.6% | $2,620-21.5% | $4,194-51.0% |
| Participant deferral / active EE | $5,276 | $4,374+20.6% | $4,084+29.2% | $6,396-17.5% |
| Admin fee / account holder | $804 | $5,262-84.7% | $5,098-84.2% | $12,562-93.6% |