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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,095 | $72,071+36.1% | $68,368+43.5% | $137,256-28.5% |
| Participation rate | 73.3% | 76.2%-2.9pp | 73.8%-0.4pp | 80.0%-6.6pp |
| Annual return | 16.88% | 353.14%-336.3pp | 292.57%-275.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,057 | $2,788-26.2% | $2,649-22.4% | $4,156-50.5% |
| Participant deferral / active EE | $5,276 | $4,410+19.6% | $4,123+28.0% | $6,407-17.6% |
| Admin fee / account holder | $804 | $5,336-84.9% | $5,150-84.4% | $12,270-93.4% |