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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,535 | $183,539-75.7% | $155,556-71.4% | $145,897-69.5% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 13.83% | 61.31%-47.5pp | 64.84%-51.0pp | 552.29%-538.5pp |
| Employer contribution / active EE | $483 | $5,315-90.9% | $4,675-89.7% | $4,663-89.6% |
| Participant deferral / active EE | $4,979 | $6,467-23.0% | $5,631-11.6% | $6,689-25.6% |
| Admin fee / account holder | $363 | $19,275-98.1% | $15,885-97.7% | $13,390-97.3% |