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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,155 | $185,312-44.3% | $161,489-36.1% | $154,746-33.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.85% | 103.84%-87.0pp | 89.72%-72.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,829 | $4,769-61.7% | $4,268-57.2% | $4,379-58.2% |
| Participant deferral / active EE | $6,015 | $6,350-5.3% | $5,630+6.8% | $6,730-10.6% |
| Admin fee / account holder | $1,266 | $18,654-93.2% | $16,006-92.1% | $14,365-91.2% |