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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,294 | $117,895+46.1% | $102,460+68.2% | $145,897+18.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.91% | 31.92%-17.0pp | 29.47%-14.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $2,884 | $3,619-20.3% | $3,025-4.7% | $4,663-38.1% |
| Participant deferral / active EE | $9,750 | $5,736+70.0% | $5,056+92.8% | $6,689+45.8% |
| Admin fee / account holder | $7,289 | $13,353-45.4% | $9,460-23.0% | $13,390-45.6% |