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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,677 | $183,539-76.2% | $155,556-71.9% | $145,897-70.1% |
| Participation rate | 52.6% | 82.7%-30.1pp | 78.2%-25.6pp | 80.3%-27.7pp |
| Annual return | 12.03% | 61.31%-49.3pp | 64.84%-52.8pp | 552.29%-540.3pp |
| Employer contribution / active EE | $1,391 | $5,315-73.8% | $4,675-70.3% | $4,663-70.2% |
| Participant deferral / active EE | $3,064 | $6,467-52.6% | $5,631-45.6% | $6,689-54.2% |
| Admin fee / account holder | $25 | $19,275-99.9% | $15,885-99.8% | $13,390-99.8% |