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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,560 | $108,922-40.7% | $100,398-35.7% | $145,978-55.8% |
| Participation rate | 90.0% | 83.0%+7.0pp | 81.5%+8.5pp | 80.3%+9.7pp |
| Annual return | 18.84% | 58.04%-39.2pp | 49.32%-30.5pp | 550.52%-531.7pp |
| Employer contribution / active EE | $5,133 | $4,426+16.0% | $3,946+30.1% | $4,662+10.1% |
| Participant deferral / active EE | $6,804 | $8,450-19.5% | $8,084-15.8% | $6,690+1.7% |
| Admin fee / account holder | $2,963 | $9,680-69.4% | $7,893-62.5% | $13,400-77.9% |