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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,320 | $112,729+135.4% | $98,716+168.8% | $137,256+93.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 14.65% | 38.48%-23.8pp | 31.81%-17.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $8,810 | $2,725+223.3% | $2,279+286.6% | $4,156+112.0% |
| Participant deferral / active EE | $10,000 | $4,640+115.5% | $4,048+147.1% | $6,407+56.1% |
| Admin fee / account holder | $1,760 | $10,129-82.6% | $8,703-79.8% | $12,270-85.7% |