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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,822 | $134,817-95.7% | $123,973-95.3% | $155,188-96.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.34% | 515.49%-498.2pp | 388.13%-370.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,774 | $4,425-59.9% | $4,126-57.0% | $4,248-58.2% |
| Participant deferral / active EE | $2,048 | $5,706-64.1% | $5,247-61.0% | $6,531-68.6% |
| Admin fee / account holder | $1,320 | $13,245-90.0% | $11,799-88.8% | $14,480-90.9% |