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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,135 | $111,814-15.8% | $103,378-8.9% | $145,978-35.5% |
| Participation rate | 56.3% | 77.9%-21.7pp | 74.5%-18.3pp | 80.3%-24.0pp |
| Annual return | 11.04% | 24.80%-13.8pp | 24.91%-13.9pp | 550.52%-539.5pp |
| Employer contribution / active EE | $2,369 | $4,215-43.8% | $3,870-38.8% | $4,662-49.2% |
| Participant deferral / active EE | $6,903 | $5,618+22.9% | $5,058+36.5% | $6,690+3.2% |
| Admin fee / account holder | $5,594 | $9,764-42.7% | $8,401-33.4% | $13,400-58.3% |