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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,135 | $110,410-14.7% | $102,437-8.1% | $145,897-35.5% |
| Participation rate | 56.3% | 77.9%-21.7pp | 74.5%-18.3pp | 80.3%-24.1pp |
| Annual return | 11.04% | 24.85%-13.8pp | 24.95%-13.9pp | 552.29%-541.2pp |
| Employer contribution / active EE | $2,369 | $4,217-43.8% | $3,871-38.8% | $4,663-49.2% |
| Participant deferral / active EE | $6,903 | $5,622+22.8% | $5,060+36.4% | $6,689+3.2% |
| Admin fee / account holder | $5,594 | $9,745-42.6% | $8,388-33.3% | $13,390-58.2% |