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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,295 | $68,852-27.0% | $120,524-58.3% | $80,925-37.8% |
| Participation rate | 85.7% | 61.6%+24.1pp | 71.9%+13.8pp | 67.7%+18.1pp |
| Annual return | 8.95% | 23.67%-14.7pp | 107.36%-98.4pp | 35.65%-26.7pp |
| Employer contribution / active EE | $0 | $2,063-100.0% | $3,469-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $13,864 | $3,187+335.1% | $4,994+177.6% | $4,299+222.5% |
| Admin fee / account holder | $7,426 | $5,781+28.5% | $9,440-21.3% | $6,940+7.0% |