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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,295 | $68,880-27.0% | $120,580-58.3% | $80,959-37.9% |
| Participation rate | 85.7% | 61.7%+24.0pp | 72.0%+13.8pp | 67.7%+18.0pp |
| Annual return | 8.95% | 23.68%-14.7pp | 107.48%-98.5pp | 35.67%-26.7pp |
| Employer contribution / active EE | $0 | $2,066-100.0% | $3,469-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $13,864 | $3,191+334.5% | $4,995+177.5% | $4,300+222.4% |
| Admin fee / account holder | $7,426 | $5,785+28.4% | $9,418-21.2% | $6,925+7.2% |