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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,258 | $58,311-13.8% | $81,882-38.6% | $80,959-37.9% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 15.72% | 41.85%-26.1pp | 779.47%-763.8pp | 35.67%-19.9pp |
| Employer contribution / active EE | $3,726 | $2,347+58.8% | $2,916+27.8% | $2,757+35.2% |
| Participant deferral / active EE | $7,844 | $3,287+138.7% | $4,323+81.5% | $4,300+82.4% |
| Admin fee / account holder | $2,525 | $4,752-46.9% | $7,360-65.7% | $6,925-63.5% |