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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,874 | $162,136+1.7% | $152,301+8.3% | $154,746+6.5% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 12.52% | 91.02%-78.5pp | 80.50%-68.0pp | 172.34%-159.8pp |
| Employer contribution / active EE | $2,382 | $4,890-51.3% | $4,624-48.5% | $4,379-45.6% |
| Participant deferral / active EE | $16,123 | $8,341+93.3% | $8,004+101.4% | $6,730+139.6% |
| Admin fee / account holder | $1,475 | $15,759-90.6% | $14,398-89.8% | $14,365-89.7% |