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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,930 | $81,276+18.0% | $155,574-38.3% | $80,925+18.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 6.57% | 33.36%-26.8pp | 64.87%-58.3pp | 35.65%-29.1pp |
| Employer contribution / active EE | $9,929 | $3,103+220.0% | $4,676+112.3% | $2,756+260.2% |
| Participant deferral / active EE | $6,612 | $3,453+91.5% | $5,629+17.5% | $4,299+53.8% |
| Admin fee / account holder | $107,985 | $7,993+1250.9% | $15,914+578.5% | $6,940+1456.0% |