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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,552 | $111,5350% | $105,223+6.0% | $137,256-18.7% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 12.34% | 237.85%-225.5pp | 180.65%-168.3pp | 220.34%-208.0pp |
| Employer contribution / active EE | $2,328 | $3,939-40.9% | $3,689-36.9% | $4,156-44.0% |
| Participant deferral / active EE | $6,513 | $5,500+18.4% | $5,072+28.4% | $6,407+1.7% |
| Admin fee / account holder | $8,577 | $9,721-11.8% | $8,859-3.2% | $12,270-30.1% |