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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,694 | $110,379-36.0% | $102,412-31.0% | $145,884-51.5% |
| Participation rate | 89.5% | 77.9%+11.5pp | 74.5%+15.0pp | 80.3%+9.2pp |
| Annual return | 16.02% | 24.84%-8.8pp | 24.94%-8.9pp | 551.85%-535.8pp |
| Employer contribution / active EE | $2,246 | $4,216-46.7% | $3,870-42.0% | $4,662-51.8% |
| Participant deferral / active EE | $5,808 | $5,622+3.3% | $5,060+14.8% | $6,690-13.2% |
| Admin fee / account holder | $2,913 | $9,745-70.1% | $8,388-65.3% | $13,392-78.2% |