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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,373 | $117,895-4.7% | $102,460+9.7% | $145,897-23.0% |
| Participation rate | 93.8% | 78.6%+15.1pp | 76.5%+17.2pp | 80.3%+13.4pp |
| Annual return | 15.19% | 31.92%-16.7pp | 29.47%-14.3pp | 552.29%-537.1pp |
| Employer contribution / active EE | $4,109 | $3,619+13.5% | $3,025+35.8% | $4,663-11.9% |
| Participant deferral / active EE | $8,666 | $5,736+51.1% | $5,056+71.4% | $6,689+29.5% |
| Admin fee / account holder | $1,123 | $13,353-91.6% | $9,460-88.1% | $13,390-91.6% |