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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,733 | $126,661+11.1% | $113,397+24.1% | $138,895+1.3% |
| Participation rate | 94.1% | 79.4%+14.7pp | 76.5%+17.6pp | 79.9%+14.2pp |
| Annual return | 20.41% | 25.05%-4.6pp | 23.20%-2.8pp | 145.39%-125.0pp |
| Employer contribution / active EE | $4,785 | $3,456+38.4% | $2,977+60.7% | $4,194+14.1% |
| Participant deferral / active EE | $9,481 | $5,693+66.5% | $5,076+86.8% | $6,396+48.2% |
| Admin fee / account holder | $2,514 | $14,549-82.7% | $11,957-79.0% | $12,562-80.0% |