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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,727 | $67,823-68.0% | $52,425-58.6% | $137,256-84.2% |
| Participation rate | 53.3% | 63.9%-10.6pp | 55.6%-2.3pp | 80.0%-26.6pp |
| Annual return | 20.02% | 219.11%-199.1pp | 302.12%-282.1pp | 220.34%-200.3pp |
| Employer contribution / active EE | $1,190 | $1,163+2.3% | $914+30.1% | $4,156-71.4% |
| Participant deferral / active EE | $1,734 | $2,288-24.2% | $1,790-3.1% | $6,407-72.9% |
| Admin fee / account holder | $1,685 | $2,844-40.8% | $2,495-32.5% | $12,270-86.3% |