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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,727 | $94,439-77.0% | $73,658-70.5% | $154,746-86.0% |
| Participation rate | 53.3% | 64.7%-11.3pp | 57.0%-3.7pp | 80.7%-27.4pp |
| Annual return | 20.02% | 28.25%-8.2pp | 29.72%-9.7pp | 172.34%-152.3pp |
| Employer contribution / active EE | $1,190 | $1,257-5.4% | $1,032+15.2% | $4,379-72.8% |
| Participant deferral / active EE | $1,734 | $2,527-31.4% | $2,062-15.9% | $6,730-74.2% |
| Admin fee / account holder | $1,685 | $3,843-56.2% | $3,357-49.8% | $14,365-88.3% |