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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,376 | $81,504-64.0% | $102,437-71.3% | $80,959-63.7% |
| Participation rate | 60.0% | 66.9%-6.9pp | 74.5%-14.5pp | 67.7%-7.7pp |
| Annual return | 14.98% | 25.60%-10.6pp | 24.95%-10.0pp | 35.67%-20.7pp |
| Employer contribution / active EE | $1,950 | $3,104-37.2% | $3,871-49.6% | $2,757-29.3% |
| Participant deferral / active EE | $2,700 | $3,871-30.2% | $5,060-46.6% | $4,300-37.2% |
| Admin fee / account holder | $9,871 | $6,719+46.9% | $8,388+17.7% | $6,925+42.5% |