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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,059 | $162,136-78.4% | $152,301-77.0% | $154,746-77.3% |
| Participation rate | 70.6% | 84.1%-13.5pp | 82.4%-11.9pp | 80.7%-10.1pp |
| Annual return | 16.45% | 91.02%-74.6pp | 80.50%-64.1pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,584 | $4,890-67.6% | $4,624-65.7% | $4,379-63.8% |
| Participant deferral / active EE | $6,202 | $8,341-25.6% | $8,004-22.5% | $6,730-7.8% |
| Admin fee / account holder | $8,542 | $15,759-45.8% | $14,398-40.7% | $14,365-40.5% |