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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,216 | $156,398-30.2% | $147,318-25.9% | $138,895-21.4% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 9.11% | 78.75%-69.6pp | 70.43%-61.3pp | 145.39%-136.3pp |
| Employer contribution / active EE | $5,530 | $4,853+13.9% | $4,593+20.4% | $4,194+31.8% |
| Participant deferral / active EE | $13,126 | $8,237+59.3% | $7,906+66.0% | $6,396+105.2% |
| Admin fee / account holder | $45,824 | $14,976+206.0% | $13,708+234.3% | $12,562+264.8% |