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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,216 | $155,555-29.8% | $146,866-25.6% | $155,188-29.6% |
| Participation rate | 92.9% | 84.0%+8.9pp | 82.5%+10.3pp | 80.8%+12.1pp |
| Annual return | 9.11% | 115.41%-106.3pp | 102.85%-93.7pp | 148.84%-139.7pp |
| Employer contribution / active EE | $5,530 | $4,647+19.0% | $4,425+25.0% | $4,248+30.2% |
| Participant deferral / active EE | $13,126 | $8,044+63.2% | $7,759+69.2% | $6,531+101.0% |
| Admin fee / account holder | $45,824 | $14,755+210.6% | $13,620+236.4% | $14,480+216.5% |