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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,559 | $154,228+46.9% | $145,433+55.8% | $137,256+65.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.32% | 74.59%-56.3pp | 66.58%-48.3pp | 220.34%-202.0pp |
| Employer contribution / active EE | $11,563 | $4,804+140.7% | $4,554+153.9% | $4,156+178.2% |
| Participant deferral / active EE | $8,635 | $8,216+5.1% | $7,897+9.3% | $6,407+34.8% |
| Admin fee / account holder | $2,196 | $14,344-84.7% | $13,129-83.3% | $12,270-82.1% |