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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,295 | $102,429-42.1% | $147,096-59.7% | $80,925-26.7% |
| Participation rate | 79.4% | 75.9%+3.6pp | 82.2%-2.8pp | 67.7%+11.8pp |
| Annual return | 16.84% | 135.02%-118.2pp | 419.75%-402.9pp | 35.65%-18.8pp |
| Employer contribution / active EE | $4,280 | $3,716+15.2% | $4,936-13.3% | $2,756+55.3% |
| Participant deferral / active EE | $9,129 | $6,649+37.3% | $8,071+13.1% | $4,299+112.4% |
| Admin fee / account holder | $3,144 | $7,957-60.5% | $13,005-75.8% | $6,940-54.7% |