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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,295 | $102,422-42.1% | $147,117-59.7% | $80,959-26.8% |
| Participation rate | 79.4% | 75.9%+3.5pp | 82.2%-2.8pp | 67.7%+11.7pp |
| Annual return | 16.84% | 135.16%-118.3pp | 420.54%-403.7pp | 35.67%-18.8pp |
| Employer contribution / active EE | $4,280 | $3,717+15.1% | $4,932-13.2% | $2,757+55.2% |
| Participant deferral / active EE | $9,129 | $6,652+37.2% | $8,065+13.2% | $4,300+112.3% |
| Admin fee / account holder | $3,144 | $7,953-60.5% | $12,993-75.8% | $6,925-54.6% |