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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,074 | $102,609+269.4% | $98,090+286.5% | $138,895+172.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 20.11% | 36.44%-16.3pp | 37.05%-16.9pp | 145.39%-125.3pp |
| Employer contribution / active EE | $40,303 | $3,867+942.2% | $3,606+1017.6% | $4,194+860.9% |
| Participant deferral / active EE | $10,002 | $8,167+22.5% | $7,845+27.5% | $6,396+56.4% |
| Admin fee / account holder | $938 | $11,434-91.8% | $11,815-92.1% | $12,562-92.5% |