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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,809 | $109,904+25.4% | $97,167+41.8% | $145,959-5.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.15% | 243.43%-235.3pp | 75.27%-67.1pp | 561.95%-553.8pp |
| Employer contribution / active EE | $17,035 | $3,084+452.3% | $2,729+524.2% | $4,661+265.5% |
| Participant deferral / active EE | $11,768 | $4,676+151.7% | $4,264+176.0% | $6,689+75.9% |
| Admin fee / account holder | $761 | $6,216-87.8% | $5,650-86.5% | $13,398-94.3% |