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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,764 | $102,382+170.3% | $147,005+88.3% | $80,874+242.2% |
| Participation rate | 89.7% | 75.8%+13.8pp | 82.2%+7.5pp | 67.6%+22.0pp |
| Annual return | 11.93% | 134.89%-123.0pp | 418.76%-406.8pp | 35.62%-23.7pp |
| Employer contribution / active EE | $2,515 | $3,715-32.3% | $4,934-49.0% | $2,756-8.7% |
| Participant deferral / active EE | $5,847 | $6,646-12.0% | $8,070-27.5% | $4,297+36.1% |
| Admin fee / account holder | $26,069 | $7,942+228.2% | $13,006+100.4% | $6,935+275.9% |