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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,680 | $166,242-50.3% | $165,071-49.9% | $145,884-43.3% |
| Participation rate | 42.9% | 82.0%-39.2pp | 78.6%-35.8pp | 80.3%-37.4pp |
| Annual return | 15.71% | 100.44%-84.7pp | 70.17%-54.5pp | 551.85%-536.1pp |
| Employer contribution / active EE | $2,769 | $5,283-47.6% | $4,347-36.3% | $4,662-40.6% |
| Participant deferral / active EE | $4,514 | $6,964-35.2% | $6,035-25.2% | $6,690-32.5% |
| Admin fee / account holder | $609 | $16,658-96.3% | $12,695-95.2% | $13,392-95.4% |