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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,669 | $100,139-55.4% | $85,187-47.6% | $145,884-69.4% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 14.10% | 84.15%-70.1pp | 66.67%-52.6pp | 551.85%-537.8pp |
| Employer contribution / active EE | $538 | $3,238-83.4% | $2,732-80.3% | $4,662-88.5% |
| Participant deferral / active EE | $1,987 | $5,296-62.5% | $4,525-56.1% | $6,690-70.3% |
| Admin fee / account holder | $1,622 | $7,262-77.7% | $6,162-73.7% | $13,392-87.9% |