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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,777 | $178,174-60.8% | $156,181-55.3% | $137,256-49.2% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 8.74% | 84.19%-75.5pp | 64.87%-56.1pp | 220.34%-211.6pp |
| Employer contribution / active EE | $1,856 | $4,972-62.7% | $4,294-56.8% | $4,156-55.3% |
| Participant deferral / active EE | $6,656 | $6,888-3.4% | $6,132+8.5% | $6,407+3.9% |
| Admin fee / account holder | $29,856 | $17,404+71.5% | $14,586+104.7% | $12,270+143.3% |