Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,702 | $75,541-93.8% | $152,093-96.9% | $82,637-94.3% |
| Participation rate | 35.4% | 66.5%-31.2pp | 77.8%-42.4pp | 68.1%-32.7pp |
| Annual return | 8.74% | 32.56%-23.8pp | 66.36%-57.6pp | 53.51%-44.8pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,085 | $3,206-66.2% | $5,451-80.1% | $4,126-73.7% |
| Admin fee / account holder | $650 | $6,405-89.9% | $14,497-95.5% | $7,339-91.1% |