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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,112 | $112,729-67.1% | $98,716-62.4% | $137,256-73.0% |
| Participation rate | 95.7% | 74.2%+21.4pp | 69.3%+26.4pp | 80.0%+15.7pp |
| Annual return | 12.00% | 38.48%-26.5pp | 31.81%-19.8pp | 220.34%-208.3pp |
| Employer contribution / active EE | $6,548 | $2,725+140.3% | $2,279+187.4% | $4,156+57.6% |
| Participant deferral / active EE | $3,717 | $4,640-19.9% | $4,048-8.2% | $6,407-42.0% |
| Admin fee / account holder | $454 | $10,129-95.5% | $8,703-94.8% | $12,270-96.3% |