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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,220 | $102,422-29.5% | $147,117-50.9% | $80,959-10.8% |
| Participation rate | 94.3% | 75.9%+18.4pp | 82.2%+12.1pp | 67.7%+26.7pp |
| Annual return | 14.90% | 135.16%-120.3pp | 420.54%-405.6pp | 35.67%-20.8pp |
| Employer contribution / active EE | $2,606 | $3,717-29.9% | $4,932-47.2% | $2,757-5.5% |
| Participant deferral / active EE | $2,451 | $6,652-63.2% | $8,065-69.6% | $4,300-43.0% |
| Admin fee / account holder | $5,908 | $7,953-25.7% | $12,993-54.5% | $6,925-14.7% |