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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,751 | $81,358-89.2% | $155,556-94.4% | $80,959-89.2% |
| Participation rate | 91.9% | 66.3%+25.6pp | 78.2%+13.7pp | 67.7%+24.2pp |
| Annual return | 11.04% | 33.39%-22.3pp | 64.84%-53.8pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,404 | $3,106-54.8% | $4,675-70.0% | $2,757-49.1% |
| Participant deferral / active EE | $2,338 | $3,455-32.3% | $5,631-58.5% | $4,300-45.6% |
| Admin fee / account holder | $4,021 | $7,994-49.7% | $15,885-74.7% | $6,925-41.9% |