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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,791 | $211,224-28.6% | $178,505-15.5% | $145,897+3.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.36% | 30.28%-16.9pp | 27.16%-13.8pp | 552.29%-538.9pp |
| Employer contribution / active EE | $630 | $4,577-86.2% | $3,955-84.1% | $4,663-86.5% |
| Participant deferral / active EE | $0 | $6,966-100.0% | $6,280-100.0% | $6,689-100.0% |
| Admin fee / account holder | $363 | $12,109-97.0% | $10,428-96.5% | $13,390-97.3% |