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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,791 | $210,698-28.4% | $178,014-15.3% | $145,959+3.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.36% | 386.27%-372.9pp | 294.80%-281.4pp | 561.95%-548.6pp |
| Employer contribution / active EE | $630 | $4,567-86.2% | $3,950-84.1% | $4,661-86.5% |
| Participant deferral / active EE | $0 | $6,958-100.0% | $6,276-100.0% | $6,689-100.0% |
| Admin fee / account holder | $363 | $12,016-97.0% | $10,362-96.5% | $13,398-97.3% |