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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,351 | $183,539-56.8% | $155,556-49.0% | $145,897-45.6% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 26.45% | 61.31%-34.9pp | 64.84%-38.4pp | 552.29%-525.8pp |
| Employer contribution / active EE | $3,870 | $5,315-27.2% | $4,675-17.2% | $4,663-17.0% |
| Participant deferral / active EE | $6,228 | $6,467-3.7% | $5,631+10.6% | $6,689-6.9% |
| Admin fee / account holder | $2,562 | $19,275-86.7% | $15,885-83.9% | $13,390-80.9% |