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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,059 | $185,312-93.5% | $161,489-92.5% | $154,746-92.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 0.98% | 103.84%-102.9pp | 89.72%-88.7pp | 172.34%-171.4pp |
| Employer contribution / active EE | $1,368 | $4,769-71.3% | $4,268-67.9% | $4,379-68.8% |
| Participant deferral / active EE | $5,407 | $6,350-14.8% | $5,630-4.0% | $6,730-19.7% |
| Admin fee / account holder | $68,385 | $18,654+266.6% | $16,006+327.3% | $14,365+376.0% |