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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,826 | $147,556-92.0% | $129,031-90.8% | $198,609-94.0% |
| Participation rate | 91.3% | 77.2%+14.1pp | 73.4%+18.0pp | 82.4%+8.9pp |
| Annual return | 18.51% | 37.41%-18.9pp | 34.67%-16.2pp | 202.70%-184.2pp |
| Employer contribution / active EE | $1,898 | $3,645-47.9% | $3,226-41.2% | $5,055-62.5% |
| Participant deferral / active EE | $1,931 | $5,760-66.5% | $5,217-63.0% | $6,977-72.3% |
| Admin fee / account holder | $1,869 | $15,467-87.9% | $13,208-85.9% | $19,030-90.2% |