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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608,140 | $159,934+280.2% | $147,005+313.7% | $145,959+316.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.87% | 98.24%-83.4pp | 418.76%-403.9pp | 561.95%-547.1pp |
| Employer contribution / active EE | $180,002 | $5,287+3304.4% | $4,934+3548.0% | $4,661+3762.0% |
| Participant deferral / active EE | $120,869 | $8,427+1334.2% | $8,070+1397.8% | $6,689+1707.1% |
| Admin fee / account holder | $179,077 | $15,053+1089.6% | $13,006+1276.9% | $13,398+1236.6% |