Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,451 | $201,372-36.7% | $184,260-30.8% | $145,884-12.6% |
| Participation rate | 33.3% | 87.5%-54.2pp | 86.8%-53.5pp | 80.3%-47.0pp |
| Annual return | 12.83% | 29.04%-16.2pp | 28.84%-16.0pp | 551.85%-539.0pp |
| Employer contribution / active EE | $826 | $7,024-88.2% | $6,427-87.2% | $4,662-82.3% |
| Participant deferral / active EE | $7,025 | $9,808-28.4% | $9,133-23.1% | $6,690+5.0% |
| Admin fee / account holder | $16,585 | $16,362+1.4% | $13,898+19.3% | $13,392+23.8% |