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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,751 | $81,276-54.8% | $155,574-76.4% | $80,925-54.6% |
| Participation rate | 92.9% | 66.2%+26.6pp | 78.2%+14.6pp | 67.7%+25.2pp |
| Annual return | 9.35% | 33.36%-24.0pp | 64.87%-55.5pp | 35.65%-26.3pp |
| Employer contribution / active EE | $1,921 | $3,103-38.1% | $4,676-58.9% | $2,756-30.3% |
| Participant deferral / active EE | $2,532 | $3,453-26.7% | $5,629-55.0% | $4,299-41.1% |
| Admin fee / account holder | $3,017 | $7,993-62.3% | $15,914-81.0% | $6,940-56.5% |