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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,734 | $97,289+218.4% | $92,805+233.7% | $155,188+99.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 19.15% | 29.03%-9.9pp | 31.59%-12.4pp | 148.84%-129.7pp |
| Employer contribution / active EE | $2,649 | $3,632-27.1% | $3,424-22.6% | $4,248-37.6% |
| Participant deferral / active EE | $12,783 | $8,795+45.3% | $8,448+51.3% | $6,531+95.7% |
| Admin fee / account holder | $18,287 | $12,015+52.2% | $10,911+67.6% | $14,480+26.3% |