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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,485 | $201,259-89.3% | $184,200-88.3% | $145,959-85.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.05% | 28.98%-22.9pp | 28.80%-22.7pp | 561.95%-555.9pp |
| Employer contribution / active EE | $2,038 | $7,018-71.0% | $6,424-68.3% | $4,661-56.3% |
| Participant deferral / active EE | $4,435 | $9,806-54.8% | $9,132-51.4% | $6,689-33.7% |
| Admin fee / account holder | $61,149 | $16,372+273.5% | $13,907+339.7% | $13,398+356.4% |