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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,621 | $178,174-75.5% | $156,181-72.1% | $137,256-68.2% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.8%+1.2pp | 80.0%0pp |
| Annual return | 29.30% | 84.19%-54.9pp | 64.87%-35.6pp | 220.34%-191.0pp |
| Employer contribution / active EE | $9,846 | $4,972+98.0% | $4,294+129.3% | $4,156+136.9% |
| Participant deferral / active EE | $13,388 | $6,888+94.4% | $6,132+118.3% | $6,407+109.0% |
| Admin fee / account holder | $1,737 | $17,404-90.0% | $14,586-88.1% | $12,270-85.8% |