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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,621 | $213,785-79.6% | $185,441-76.5% | $155,188-71.9% |
| Participation rate | 80.0% | 83.2%-3.2pp | 80.3%-0.3pp | 80.8%-0.8pp |
| Annual return | 29.30% | 19.97%+9.3pp | 20.16%+9.1pp | 148.84%-119.5pp |
| Employer contribution / active EE | $9,846 | $5,393+82.6% | $4,672+110.7% | $4,248+131.8% |
| Participant deferral / active EE | $13,388 | $6,864+95.0% | $6,152+117.6% | $6,531+105.0% |
| Admin fee / account holder | $1,737 | $21,134-91.8% | $17,890-90.3% | $14,480-88.0% |