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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,282 | $160,028-68.6% | $147,080-65.8% | $145,884-65.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 11.35% | 98.60%-87.2pp | 420.17%-408.8pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,691 | $5,286-68.0% | $4,933-65.7% | $4,662-63.7% |
| Participant deferral / active EE | $4,734 | $8,422-43.8% | $8,066-41.3% | $6,690-29.2% |
| Admin fee / account holder | $811 | $15,030-94.6% | $12,989-93.8% | $13,392-93.9% |