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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,790 | $102,429-82.6% | $147,096-87.9% | $80,925-78.0% |
| Participation rate | 95.3% | 75.9%+19.5pp | 82.2%+13.2pp | 67.7%+27.7pp |
| Annual return | 69.67% | 135.02%-65.3pp | 419.75%-350.1pp | 35.65%+34.0pp |
| Employer contribution / active EE | $1,352 | $3,716-63.6% | $4,936-72.6% | $2,756-51.0% |
| Participant deferral / active EE | $7,275 | $6,649+9.4% | $8,071-9.9% | $4,299+69.2% |
| Admin fee / account holder | $2,065 | $7,957-74.1% | $13,005-84.1% | $6,940-70.3% |