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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,030 | $106,749-75.6% | $145,433-82.1% | $82,448-68.4% |
| Participation rate | 97.8% | 75.6%+22.2pp | 82.1%+15.7pp | 68.1%+29.8pp |
| Annual return | 34.49% | 27.59%+6.9pp | 66.58%-32.1pp | 41.64%-7.2pp |
| Employer contribution / active EE | $1,560 | $3,444-54.7% | $4,554-65.7% | $2,551-38.8% |
| Participant deferral / active EE | $8,001 | $6,519+22.7% | $7,897+1.3% | $4,139+93.3% |
| Admin fee / account holder | $4,991 | $8,390-40.5% | $13,129-62.0% | $7,234-31.0% |