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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,790 | $102,422-82.6% | $147,117-87.9% | $80,959-78.0% |
| Participation rate | 95.3% | 75.9%+19.5pp | 82.2%+13.2pp | 67.7%+27.7pp |
| Annual return | 69.67% | 135.16%-65.5pp | 420.54%-350.9pp | 35.67%+34.0pp |
| Employer contribution / active EE | $1,352 | $3,717-63.6% | $4,932-72.6% | $2,757-51.0% |
| Participant deferral / active EE | $7,275 | $6,652+9.4% | $8,065-9.8% | $4,300+69.2% |
| Admin fee / account holder | $2,065 | $7,953-74.0% | $12,993-84.1% | $6,925-70.2% |