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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,731 | $77,472+1.6% | $100,415-21.6% | $80,959-2.8% |
| Participation rate | 88.4% | 76.9%+11.4pp | 81.5%+6.9pp | 67.7%+20.7pp |
| Annual return | 33.41% | 37.26%-3.8pp | 49.47%-16.1pp | 35.67%-2.3pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $13,028 | $6,818+91.1% | $8,091+61.0% | $4,300+202.9% |
| Admin fee / account holder | $3,872 | $5,885-34.2% | $7,906-51.0% | $6,925-44.1% |