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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,139 | $72,465-50.1% | $67,575-46.5% | $145,884-75.2% |
| Participation rate | 95.5% | 76.9%+18.6pp | 72.9%+22.5pp | 80.3%+15.2pp |
| Annual return | 13.94% | 7222.56%-7208.6pp | 3528.98%-3515.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,650 | $3,074-46.3% | $2,736-39.7% | $4,662-64.6% |
| Participant deferral / active EE | $6,262 | $4,786+30.9% | $4,003+56.4% | $6,690-6.4% |
| Admin fee / account holder | $959 | $5,515-82.6% | $3,993-76.0% | $13,392-92.8% |