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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,636 | $106,749+136.7% | $145,433+73.7% | $82,448+206.4% |
| Participation rate | 96.9% | 75.6%+21.2pp | 82.1%+14.8pp | 68.1%+28.8pp |
| Annual return | 18.28% | 27.59%-9.3pp | 66.58%-48.3pp | 41.64%-23.4pp |
| Employer contribution / active EE | $8,497 | $3,444+146.7% | $4,554+86.6% | $2,551+233.1% |
| Participant deferral / active EE | $16,978 | $6,519+160.5% | $7,897+115.0% | $4,139+310.2% |
| Admin fee / account holder | $23,975 | $8,390+185.8% | $13,129+82.6% | $7,234+231.4% |